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Ripple secured final US approval for a national trust bank, a major step for institutional adoption and RLUSD oversight. The mood remained cautious as Bitcoin slipped below $80,000, while prediction-market disputes and stablecoin rules drew fresh regulatory attention.
- Ripple Wins Final Bank Approval — The Office of the Comptroller of the Currency granted final approval to Ripple National Trust Bank, allowing it to hold reserves for the $2.5 billion RLUSD stablecoin and provide digital-asset custody. Ripple and BNY also expanded their partnership to explore tokenized trade finance and invoice settlement on the XRP Ledger. (NewsBTC, CoinAcademy, Cryptoast, Cryptopolitan, The Block, CoinTelegraph, Cryptoactu, U.Today, CoinGape)
- Bitcoin Falls Below $80,000 — Bitcoin traded near $79,700 on Tuesday, down from an early low around $79,400, as traders waited for the Federal Reserve’s decision and US midterm elections. US spot Bitcoin ETFs received about $110 million after $774 million in prior withdrawals, but the month remained at roughly $202 million in net outflows. (Bitcoin Magazine, CoinTribune, CoinDesk, CoinGape, CoinAcademy, CoinTelegraph)
- CFTC Challenges Utah’s Kalshi Crackdown — The CFTC sued Utah to block the state’s gambling-law action against prediction market Kalshi, which could put up to $60 million to $61.2 million in fees at issue. The case pits the federal derivatives regulator against Utah’s attempt to restrict event contracts traded on the platform. (Bitcoin.com, CoinTelegraph, CoinDesk, The Block)
- Robinhood Adds RLUSD Services — Robinhood will use Ripple’s RLUSD stablecoin across retail and institutional operations, expanding its global platform and treasury services. Ripple also opened 24/7 returns for eligible corporate treasury clients, while Standard Chartered added institutional RLUSD custody through its DIFC branch. (Crypto Briefing, CoinTelegraph, NewsBTC, U.Today, CoinDesk, CoinGape)
- Prediction Markets Face Scrutiny — Polymarket opened investigations into dozens of suspicious election-linked bets and referred at least two cases to the CFTC, which is also examining whether US users could access its offshore platform. Separately, S&P Dow Jones Indices partnered with Kalshi to create event contracts and benchmarks based on politics, economics and sports. (CoinTribune, Bitcoin Magazine, Cryptopolitan)
- Tokenized Funds Reach Institutional Scale — Spiko’s tokenized funds reached a $3 billion market capitalization, up 536% in a year, while Aviva put £50 million into a tokenized share class of its £22 billion sterling liquidity fund on the XRP Ledger. Janus Henderson and Centrifuge also launched a blockchain-native Nasdaq-100 fund on Stellar. (Crypto Briefing, Bitcoin.com, NewsBTC, CoinAcademy, Cryptopolitan)
- Coinbase Advances MiCA Cleanup — Coinbase gave European Economic Area customers three days to withdraw 14 restricted assets before October 30, when remaining balances will be converted to USDC or compatible tokens. USDC’s share of euro-denominated stablecoin trading has risen to 56% since January 2024 as exchanges restrict USDT under MiCA. (Cryptoast, Cryptoactu, CoinGape, CoinTelegraph)
- VanEck Launches Mult-asset Bitcoin ETF — VanEck launched the Wealth Builder ETF on the NYSE, combining stocks, bonds, gold and indirect Bitcoin exposure for an annual fee of 0.26%. Its target Bitcoin allocation is 2%, with a permitted range of 1% to 5%, obtained through a spot Bitcoin exchange-traded product. (CoinTelegraph, Bitcoin Magazine)
- Robinhood Crypto Revenue Declines — Robinhood generated a record $1.42 billion in quarterly revenue, but cryptocurrency revenue fell 55% as options and prediction markets offset the decline. Its Robinhood Chain brought in $26 million and crypto revenue rose 20% in Q3, while SoFi reported $161.6 million in gross crypto transaction revenue but retained only $1.6 million after costs. (The Block, Bitcoin.com, BeInCrypto, Bitcoin Magazine)
- Wallet Maker Destroys Breached Devices — Keystone will destroy 18,835 unsold hardware wallets after a breach exposed an authentication key and records for 25,964 buyers. OneKey separately pledged to delete customer data within 30 days, illustrating the industry’s difficulty with removing sensitive information from hardware and supply chains. (CoinTribune, Cryptopolitan, CoinDesk)
- Prediction Platform Offers Refunds — Predict.fun said it will fully reimburse users after attackers drained about $400,000 in USDT from a small group of wallets. The breach was traced to a third-party site hosting the platform’s developer documentation, and refunds were pledged just before PREDICT’s launch. (Cryptopolitan, BeInCrypto)
Watch the Federal Reserve decision, US midterm races and Bitcoin’s ability to regain $80,000. Further regulatory decisions on prediction markets, stablecoin licensing and crypto election spending could shape institutional demand.
Sources
- Ripple Receives Final OCC Trust Bank Approval as RLUSD Expands — NewsBTC
- Ripple obtient sa licence de banque fédérale aux États-Unis — CoinAcademy
- Ripple va devenir sa propre banque aux États-Unis grâce au feu vert de l’OCC — Cryptoast
- Ripple Wins Final OCC Approval for National Trust Bank, Bringing RLUSD Under Federal Oversight — Cryptopolitan
- Ripple gains final OCC approval to launch national trust bank and bring RLUSD under federal oversight — The Block
- Ripple wins final US approval for national trust bank — CoinTelegraph
- Ripple étend son partenariat avec BNY Mellon sur XRPL — Cryptoactu
- Ripple, BNY explore using the XRP Ledger to finance approved invoices — The Block
- XRP Ledger Scores Huge BNY Trade Finance Breakthrough — U.Today
- XRP News: Ripple Expands Partnership With BNY Mellon to Enable Support for Tokenized Assets — CoinGape
- Bitcoin Price Rests Near $80,500 as Midterms, Fed Decision Loom — Bitcoin Magazine
- Bitcoin : 110 M$ entrent dans les ETF après 774 M$ de retraits — CoinTribune
- Bitcoin drops below $80,000 as crypto ignores Asian tech rally, Fed meeting begins — CoinDesk
- FOMC Decision Tomorrow: Will Bitcoin and Ethereum Price Rally — CoinGape
- Bitcoin sous 80 000 dollars : la crypto boude le rebond tech asiatique avant la Fed — CoinAcademy
- Bitcoin ETFs claw back $110M after $774M exit — CoinTelegraph
- CFTC Sues Utah, Warns Kalshi Crackdown Threatens Federal Oversight — Bitcoin.com
- CFTC sues Utah to block action against prediction markets — CoinTelegraph
- U.S. agency hits Utah with lawsuit to shield Kalshi’s ability to offer betting there — CoinDesk
- CFTC sues Utah as battle over prediction market regulation intensifies — The Block
- Robinhood adopts Ripple’s RLUSD stablecoin, expands institutional services — Crypto Briefing
- Robinhood adopts Ripple’s RLUSD stablecoin, boosting institutional operations — Crypto Briefing
- Ripple, Robinhood expand partnership to bring RLUSD to retail and institutional markets — CoinTelegraph
- Ripple Opens 24/7 Returns Feature to Eligible Corporate Treasury Clients — NewsBTC
- Ripple President Explains Why Robinhood Chose RLUSD Stablecoin — U.Today
- Robinhood taps Ripple’s $2.5 billion RLUSD stablecoin despite backing rival USDG — CoinDesk
- HOOD Stock Jumps as Robinhood Partners With Ripple to Expand RLUSD Adoption — CoinGape
- Standard Chartered’s Live RLUSD Custody Sets Up a Separate Collateral Test — NewsBTC
- Polymarket enquête sur des dizaines de paris suspects liés aux élections américaines — CoinTribune
- CFTC Again Probes Polymarket Over Whether It Let Americans Trade — Bitcoin Magazine
- Mansour pitches “index of political power” as S&P Dow Jones Indices bets on Kalshi data — Cryptopolitan
- Polymarket refers election bets to CFTC as offshore wallets dominate — Cryptopolitan
- Spiko’s tokenized funds hit $3 billion market cap, up 536% in a year — Crypto Briefing
- Nasdaq-100 Enters Tokenized Fund Era With Janus Henderson JQQQ — Bitcoin.com
- Aviva Tokenises Part of £22 Billion Sterling Fund on XRP Ledger — NewsBTC
- Nasdaq-100 tokenisé : Janus Henderson et Centrifuge lancent le premier fonds sous licence — CoinAcademy
- Aviva commits £50M to XRP Ledger tokenized sterling fund share class — Cryptopolitan
- Coinbase va convertir l’USDT et 13 autres cryptos non conformes à MiCA en USDC, ce 30 octobre — Cryptoast
- USDT : Coinbase fixe une échéance au 30 octobre — Cryptoactu
- Coinbase Gives European Users 3 Days to Withdraw 14 Restricted Crypto Assets — CoinGape
- USDC overtakes USDT in euro stablecoin trading as EU rules reshape market: Kaiko — CoinTelegraph
- VanEck launches diversified ETF combining stocks, bonds and Bitcoin exposure — CoinTelegraph
- VanEck Launches All-in-One Wealth Builder ETF With Bitcoin Exposure — Bitcoin Magazine
- Robinhood Chain brings in $26 million as crypto revenue rises 20% in Q3 — The Block
- Robinhood Crypto Revenue Plunges 55% in Q3 Despite Record $1.42B Overall Revenue — Bitcoin.com
- Robinhood Stock Falls After Q3 Earnings Miss: Why Didn’t the Crypto Beat Help? — BeInCrypto
- SoFi Q3 Crypto Transactions Bring in $161M but Leave Little Behind — Bitcoin.com
- SoFi Stock (SOFI) Soars 15% on Record Quarter, Crypto Reaches 503,000 Products — Bitcoin Magazine
- Keystone va détruire 18 835 wallets crypto après un piratage — CoinTribune
- OneKey caps customer data at 30 days after Keystone’s deletion promise fails — Cryptopolitan
- Crypto wallet maker Keystone to destroy almost 19,000 devices after security breach — CoinDesk
- Predict.fun pledges full refunds after $400K drain, days before PREDICT’s launch — Cryptopolitan
- Hackers Drain $400,000 From Binance-Linked Prediction Market — BeInCrypto
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